Risk Disclosures

Gold.bt is not a bank and does not offer deposit accounts. Amounts you pay are used to purchase allocated physical gold on your behalf, not held as cash deposits, and are not covered by any deposit insurance or guarantee scheme.

The market price of gold fluctuates continuously and can move significantly in short periods due to macroeconomic, currency, and market conditions outside Gold.bt's control. The value of your holdings, and the price at which you can sell or redeem them, will rise and fall with the market. Past price movements are not indicative of future performance.

Prices shown on the Service (spot price, buy price, sell price) are indicative only and are strictly not binding on Gold.bt. Gold.bt has sole and final discretion to determine the price at which a purchase or redemption is actually executed. A small tolerance may apply between the quoted price and the amount received, to account for the time between quote and payment confirmation.

Gold purchased through the Service is allocated to you individually and held in secure, insured, audited vaulted storage by a partner custodian. It is not commingled with Gold.bt's own assets and is not re-lent or otherwise encumbered. Reserves are independently audited on a periodic basis, as disclosed in the Service.

Redeeming your holdings for physical delivery depends on outlet stock availability at the time of your claim and requires identity verification at pickup. The purchase or redemption of gold may be subject to import taxes, customs duties, and/or fees imposed by your transit and/or destination country. You are solely responsible for ensuring that your purchases and redemptions comply with the local import laws, customs duties, and fees of any transit and destination countries.

Payments are made in supported stablecoins (e.g. USDT) over supported blockchain networks. This carries risks distinct from traditional payment methods:

• Blockchain transactions are generally irreversible — sending funds to the wrong address, on the wrong network, or after a quote expires cannot be undone by Gold.bt.
• Network confirmation times and fees are set by the underlying blockchain, not Gold.bt, and can vary.
• Although USDT is designed to track the US dollar, stablecoins carry their own issuer, reserve, and de-pegging risk, which is outside Gold.bt's control.

All completed sales are non-refundable. If you believe an order was executed in error, contact support immediately — remedies, if any, are at Gold.bt's discretion and subject to the Terms of Service.

Nothing on the Service is a recommendation to buy, sell, or hold gold or any other asset. Gold.bt does not provide investment, financial, tax, or legal advice. Consider your own circumstances, and consult an independent professional adviser, before making financial decisions.

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